A friend of mine thinks that credit cards are good since it does not require you to release money when paying and instead you just sign. Credit cards give the feeling of being elite but then in my opinion it is the opposite. Understanding the art of credit card needs you to be ready for future credit card debts. Yes, you are not required to pay what you have spent but you need to pay the minimum fee but then there are percentage of interest which adds up to your remaining debt. Thousands of debts could lead to hundred thousands of debts and eventually could lead to millions of debts. By that time (if ever that happened, but DON’T LET IT HAPPEN) I would recommend that you trust your debts on debt relief companies which guaranties you of debt relief in no time. It is in your hands how you handle your finances, how you spend them and how you will earn them.